The Ultimate Buyer's Guide to Buying Property on the Costa Blanca

Key takeaways

• A town-by-town area guide covering Dénia, Jávea, Benitachell, Moraira, Benissa Costa, Calpe, Altea, La Nucía, Finestrat, Villajoyosa, Benidorm, Alicante, Santa Pola, Guardamar, Torrevieja, Orihuela Costa and Pilar de la Horadada.
• International schools across the region, including Xàbia International College, Lady Elizabeth School, Altea International School, Elian's British School and ELIS Villamartín.
• New build or resale — the trade-offs between contemporary low-maintenance developments and established homes on larger plots in mature neighbourhoods.
• The buying process in five steps, from finding the right property through to completion before a Spanish notary.
• What it costs to buy: transfer tax or VAT, stamp duty, legal, notary and land registry fees — many buyers allow around 10–13% of the purchase price.
• Spanish mortgages for non-residents, residency and visa routes, healthcare, and typical annual running costs such as IBI and community fees.

Stretching for more than 200 kilometres along Spain’s Mediterranean coast, the Costa Blanca has become one of Europe’s most desirable destinations for buying property. From elegant waterfront villas overlooking secluded coves to modern apartments within walking distance of cafés, marinas and sandy beaches, the region offers a lifestyle that appeals to holiday home owners, permanent residents, retirees, families and investors alike.

For many buyers, purchasing a home in Spain is about far more than bricks and mortar. It is about enjoying over 300 days of sunshine each year, spending more time outdoors, embracing a slower pace of life and becoming part of welcoming international communities without losing the character and culture that make Spain so special.

Whether you’re searching for a luxury villa in Moraira, a contemporary apartment in Alicante, a family home close to an international school in Jávea or a beachfront property in Altea, the Costa Blanca offers an exceptional variety of homes and lifestyles.

Buying property abroad naturally comes with questions. Which area is right for you? What are the buying costs? How does the legal process work? Can non-residents buy property in Spain? These are all important considerations, but with the right advice and experienced professionals guiding you through the process, buying property in Spain is straightforward.

This guide has been created to help you understand the Costa Blanca property market, compare different locations and feel confident about taking the next step towards owning a home in Spain.

Why Buy Property on the Costa Blanca?

The Costa Blanca continues to attract buyers from across Europe and beyond because it offers an exceptional balance of lifestyle, accessibility and long-term value.

Unlike some Mediterranean destinations that become quiet outside the summer months, many Costa Blanca towns remain active throughout the year. Restaurants, shops, marinas, golf courses and cultural events continue long after the holiday season ends, making the region equally suited to permanent living and second-home ownership.

Excellent transport links are another major advantage. Alicante-Elche Airport offers direct flights to hundreds of European destinations, while Valencia Airport provides an additional gateway for buyers looking in the northern Costa Blanca around Dénia and Jávea.

Healthcare is excellent, the road network is modern, fibre broadband is widely available and international communities are well established throughout the region.

Whether you’re relocating, investing or simply looking for a place to enjoy the Mediterranean lifestyle, the Costa Blanca offers something for almost every type of buyer.

Is the Costa Blanca Right for You?

One of the biggest advantages of the Costa Blanca is its diversity.

No two towns are quite the same.

Some buyers are looking for peace, privacy and panoramic sea views. Others want cafés, restaurants and beaches within walking distance. Families often prioritise international schools, while retirees may focus on healthcare, accessibility and year-round amenities.

Understanding how you want to live is usually more important than deciding how much you want to spend.

Ask yourself:

• Will this be your permanent home or a holiday property?

• Do you want to walk everywhere or are you happy driving?

• Would you prefer a lively town or somewhere quieter?

• Is being close to an international school important?

• Would you like sea views, golf, a marina or countryside?

Answering these questions first makes choosing the right area significantly easier.

Choosing the Right Area

Dénia

Situated at the northern end of the Costa Blanca, Dénia is one of the region’s most complete towns. It combines beautiful beaches with a historic centre, a bustling marina, an excellent restaurant scene and regular ferry services to Ibiza, Mallorca and Formentera.

Unlike many coastal resorts, Dénia remains active throughout the year, making it particularly attractive to permanent residents.

Property ranges from stylish apartments near the marina to luxury villas on the slopes of Montgó and traditional country fincas in the surrounding countryside.

Dénia is ideal for buyers looking for an authentic Spanish town with excellent everyday amenities.

Jávea (Xàbia)

Jávea consistently ranks among the Costa Blanca’s most desirable places to live.

The town is divided into three distinct areas: the historic old town, the traditional fishing port and the lively Arenal beachfront.

This variety gives buyers an unusually broad choice of lifestyles within one municipality.

Luxury villas dominate the hillside areas overlooking the Mediterranean, while apartments close to the beach appeal to those wanting a lock-up-and-leave holiday home.

Families are particularly attracted to Jávea thanks to its international community and the presence of Xàbia International College.

Benitachell

Located between Jávea and Moraira, Benitachell combines traditional Spanish charm with one of the Costa Blanca’s most prestigious residential developments, Cumbre del Sol.

Properties here enjoy spectacular Mediterranean views, generous plots and contemporary architecture.

The area is especially popular with international buyers seeking privacy, luxury and exceptional scenery.

Benitachell is also home to the highly regarded Lady Elizabeth School, making it one of the region’s most popular locations for relocating families.

Moraira

Moraira has developed a reputation as one of Spain’s premier luxury coastal destinations.

Unlike many Mediterranean resorts, it has retained its small-town character with low-rise buildings, attractive beaches and an elegant marina.

The property market is centred around detached villas, many enjoying sea views and generous private gardens.

Moraira appeals to buyers looking for a relaxed, sophisticated coastal lifestyle without the scale of larger resort towns.

Benissa Costa

Stretching between Moraira and Calpe, Benissa Costa offers beautiful coves, mature residential neighbourhoods and some of the Costa Blanca’s finest luxury villas.

Many properties enjoy excellent privacy, larger plots and outstanding sea views.

The area is particularly attractive to buyers seeking peaceful surroundings while remaining close to restaurants, beaches and everyday amenities.

Calpe

Dominated by the famous Peñón de Ifach, Calpe combines long sandy beaches with a vibrant town centre and modern marina.

Its property market is diverse, offering everything from affordable apartments to contemporary luxury villas.

Calpe is ideal for buyers wanting excellent facilities, beautiful beaches and a lively atmosphere throughout much of the year.

Altea

Often regarded as one of Spain’s most beautiful coastal towns, Altea is famous for its whitewashed old town, blue-domed church and artistic character.

The surrounding hills are home to some of the Costa Blanca’s finest luxury homes, many offering panoramic Mediterranean views.

Altea appeals to buyers who value culture, architecture and a more refined coastal lifestyle.

La Nucía, Albir and L’Alfàs del Pi

These neighbouring communities have become increasingly popular with permanent residents and international families.

Excellent sports facilities, healthcare, shopping and international schools make the area particularly attractive for year-round living.

Properties range from modern villas to apartments and established residential communities.

Finestrat

Finestrat has become one of Spain’s fastest-growing new-build markets.

Its elevated position provides impressive sea views while remaining only minutes from Benidorm, golf courses and major shopping centres.

Modern villas and apartments dominate the market, attracting buyers looking for contemporary design and energy-efficient homes.

Villajoyosa

Known for its colourful seafront houses and beautiful beaches, Villajoyosa offers a more traditional Spanish atmosphere than many neighbouring resorts.

The town combines authentic local life with an increasingly attractive waterfront property market.

Benidorm

Benidorm offers a completely different lifestyle.

Known internationally for its skyline, extensive beaches and entertainment, it also provides excellent healthcare, shopping, public transport and year-round services.

Many buyers appreciate its convenience, particularly those looking for an apartment living with everything on their doorstep.

Alicante

As the Costa Blanca’s capital city, Alicante combines beaches with city living.

It offers museums, shopping, restaurants, excellent transport links and one of Spain’s busiest international airports just minutes away.

For buyers wanting an urban lifestyle without sacrificing access to the Mediterranean, Alicante represents excellent value.

Santa Pola

Popular with both Spanish and international buyers, Santa Pola offers sandy beaches, a traditional fishing harbour and a relaxed atmosphere close to Alicante Airport.

Its combination of convenience and affordability continues to attract second-home buyers.

Guardamar del Segura

Guardamar is famous for its extensive golden beaches and protected pine forests.

The town offers a quieter lifestyle while remaining within easy reach of Alicante and Torrevieja.

Torrevieja

One of Spain’s largest international residential communities, Torrevieja provides excellent value for buyers seeking apartments, townhouses and villas close to beaches, shopping and healthcare.

Its salt lakes, marinas and year-round activity make it particularly attractive for permanent residents.

Orihuela Costa

Rather than one town, Orihuela Costa is a collection of coastal communities including La Zenia, Playa Flamenca, Cabo Roig and Campoamor.

Golf courses, Blue Flag beaches, shopping centres and modern developments make it one of the Costa Blanca’s most popular locations for international buyers.

Families are also well served by ELIS Villamartín International School.

Pilar de la Horadada

At the southern end of the Costa Blanca, Pilar de la Horadada combines excellent beaches with a relaxed residential atmosphere.

New developments, cycle routes and beautiful coastal walks have made the area increasingly popular with buyers looking for modern homes close to both Alicante and Murcia.

International Schools

For families relocating to Spain, access to high-quality education is often a deciding factor.

The Costa Blanca is home to several respected international schools, including:

• Xàbia International College – Jávea

• Lady Elizabeth School – Cumbre del Sol, Benitachell

• Altea International School – Altea

• Elian’s British School – La Nucía

• Newton College – Elche

• ELIS Villamartín – Orihuela Costa

These schools offer British, Spanish and international curricula, making the Costa Blanca an attractive destination for families planning a long-term move.

The Costa Blanca Property Market

The Costa Blanca has one of Spain’s most established international property markets.

Demand remains strong from buyers across the UK, Northern Europe, North America and increasingly from other international markets looking for lifestyle, climate and long-term value.

One of the region’s strengths is the variety of property available.

You can find:

• Contemporary new-build apartments

• Luxury sea-view villas

• Traditional Spanish fincas

• Modern townhouses

• Golf properties

• Marina apartments

• Beachfront homes

• Investment properties

Whether your budget is €250,000 or €5 million, there are opportunities across the region.

The key is choosing the right location rather than simply the right property.

New Build or Resale – Which is Right for You?

One of the first decisions many buyers face is whether to purchase a brand-new home or an existing property. Both offer distinct advantages, and the right choice depends on your lifestyle, budget and long-term plans.

Buying a New Build

New developments have become increasingly popular across the Costa Blanca, particularly in areas such as Finestrat, Benidorm, Orihuela Costa, Pilar de la Horadada and parts of Calpe.

Many buyers are attracted by contemporary architecture, open-plan living, energy-efficient construction and low maintenance. New homes often include communal swimming pools, landscaped gardens, private parking and modern finishes that require little immediate upkeep.

For buyers looking for a holiday home or an easy lock-up-and-leave property, a new build can be an excellent choice.

Buying a Resale Property

Resale homes offer something quite different.

Established villas often occupy larger plots in mature neighbourhoods, with landscaped gardens, character and locations that simply couldn’t be recreated today. Apartments in established towns such as Dénia, Altea or Alicante place you within walking distance of restaurants, beaches and everyday amenities.

Many buyers also enjoy renovating an older property to create a home that reflects their own style.

There is no right or wrong choice. It comes down to the lifestyle you want and how you intend to use the property.

The Buying Process

Buying property in Spain is often simpler than many international buyers expect.

Once you’ve found the right property, the process follows a clear series of steps.

1. Find the Right Property

This is where expert local knowledge makes all the difference.

Rather than simply browsing online listings, it’s important to compare locations, understand local property values and identify homes that genuinely match your lifestyle and budget.

2. Make an Offer

When you’ve found the right property, your estate agent will negotiate with the seller on your behalf.

Once a price has been agreed, the property is normally reserved while the legal work begins.

3. Appoint an Independent Lawyer

An independent Spanish lawyer acts entirely in your interests.

They will carry out all the necessary legal checks, ensuring the property has clear ownership, appropriate permissions and no outstanding legal issues before you proceed.

This provides valuable peace of mind and protects your investment.

4. Sign the Private Purchase Contract

Once the legal checks are progressing satisfactorily, both parties sign a private purchase contract and an agreed deposit is paid.

Your lawyer continues preparing everything needed for completion.

5. Completion at the Notary

On completion day, the purchase is finalised before a Spanish Notary.

Ownership transfers to you, the remaining balance is paid and you receive the keys to your new home.

Your lawyer then registers the property in your name and completes the remaining administrative formalities.

What Does it Cost to Buy Property?

In addition to the purchase price, buyers should budget for taxes and professional fees.

These typically include:

• Property Transfer Tax or VAT (depending on whether the property is resale or new build)

• Stamp Duty (where applicable)

• Legal Fees

• Notary Fees

• Land Registry Fees

• Mortgage costs (if required)

As a general guide, many buyers allow around 10–13% of the purchase price to cover acquisition costs, although the exact figure depends on the property and your individual circumstances.

Before exchanging contracts, your lawyer will provide a clear breakdown of all expected costs, ensuring there are no unexpected surprises.

Can I Get a Spanish Mortgage?

Yes.

Spanish banks regularly lend to overseas buyers.

Whether you’re purchasing a holiday home or relocating permanently, there are mortgage products available for both residents and non-residents.

The amount you can borrow depends on factors including:

• Your income

• Existing financial commitments

• Residency status

• Property valuation

Obtaining mortgage advice early helps establish a realistic budget and can make the buying process smoother once you’ve found your ideal property.

Residency and Living in Spain

Buying property in Spain does not automatically grant residency.

If you’re an EU citizen, you can move to Spain under EU free movement rules, subject to the relevant registration requirements.

For non-EU citizens, including many UK and US buyers, there are several residency options depending on your circumstances.

These may include:

• Non-Lucrative Visa

• Digital Nomad Visa

• Work or Business Visas

• Family Residency

The right option depends on how long you intend to stay in Spain and whether you plan to work remotely or retire.

The Estates can introduce you to trusted immigration specialists who can explain the options available for your personal circumstances.

Healthcare

Spain is recognised for its excellent healthcare system.

Both public and private healthcare are available, and many international residents choose private health insurance for additional flexibility and shorter waiting times.

Across the Costa Blanca you’ll find modern hospitals, specialist medical centres and English-speaking healthcare professionals, giving buyers confidence whether they’re relocating permanently or spending extended periods in Spain.

Annual Running Costs

Owning a property in Spain is generally very manageable.

Typical annual costs include:

• Local Property Tax (IBI)

• Community Fees (where applicable)

• Home Insurance

• Utilities

• Garden and Pool Maintenance (for villas)

These costs vary depending on the type and location of the property, but your lawyer and estate agent will explain these before you complete your purchase.

Buying as an Investment

The Costa Blanca continues to attract strong demand from holidaymakers, digital nomads and long-term residents.

Many buyers purchase with a combination of personal enjoyment and investment in mind.

Locations such as Moraira, Jávea, Altea, Calpe, Alicante and Orihuela Costa remain particularly popular thanks to their year-round appeal, excellent transport links and established international communities.

If rental income is part of your plans, it’s important to understand local licensing requirements and seek professional advice before purchasing.

Why Buy Through The Estates?

Buying property abroad involves more than simply finding the right home.

You’ll need trusted professionals to guide you through every stage of the journey, from your first viewing to collecting the keys.

At The Estates, we work alongside experienced independent lawyers, mortgage advisers, currency specialists, tax professionals and relocation experts to make the entire process as smooth as possible.

Our role is to simplify what can sometimes feel like a complicated process, providing honest advice, local knowledge and ongoing support from beginning to end.

Whether you’re buying your first holiday home, relocating your family or investing in Spanish property, we’re here to help you make informed decisions with confidence.

Frequently Asked Questions

Can foreigners buy property in Spain?

Yes. There are no restrictions preventing most foreign nationals from buying property in Spain.

Do I need to be a Spanish resident?

No. Many buyers purchase holiday homes while remaining residents of their home country.

Do I need an NIE number?

Yes. An NIE (Foreigner Identification Number) is required to complete a property purchase.

How long does the buying process take?

Most purchases complete within six to twelve weeks, although timings vary depending on the property and legal process.

Can I buy property remotely?

Yes. Many buyers complete purchases using a Power of Attorney arranged through their lawyer.

Should I use an independent lawyer?

Absolutely. An independent lawyer protects your interests throughout the purchase.

Can I get a mortgage?

Yes. Spanish banks offer mortgages to both residents and many non-resident buyers.

How much deposit do I need?

A reservation deposit is usually paid once an offer has been accepted, followed by a larger deposit when contracts are exchanged.

What taxes will I pay?

Taxes depend on whether you’re buying a resale or new-build property. Your lawyer will explain these in detail before you commit.

Is buying property in Spain safe?

Yes. With experienced professionals handling the legal process, buying property in Spain is a well-established and secure process.

Can I rent out my property?

Many owners do, although local regulations and licensing requirements may apply.

Which area is best for families?

Jávea, Benitachell, La Nucía and Alicante are all popular choices thanks to their excellent schools and year-round facilities.

Which area is best for luxury property?

Moraira, Altea, Jávea and Benissa Costa are among the Costa Blanca’s most prestigious locations.

Is the Costa Blanca suitable for retirement?

Yes. Its climate, healthcare, relaxed lifestyle and established international communities make it one of Europe’s most popular retirement destinations.

What happens after I complete?

Your lawyer registers the property, utilities are transferred into your name and you can begin enjoying your new home.

Your Costa Blanca Journey Starts Here

Whether you’re searching for a contemporary apartment overlooking the Mediterranean, a family villa close to an international school or a luxury coastal retreat, buying property on the Costa Blanca is an exciting opportunity.

The key to a successful purchase isn’t simply finding the right home, it’s having the right guidance throughout the process.

At The Estates, we’re committed to making buying property in Spain straightforward, transparent and enjoyable. From helping you choose the perfect location to introducing trusted legal and financial professionals, we’re here to support you every step of the way.

If you’re ready to begin your search, we’d be delighted to help you find a property that truly feels like home.