The Ultimate Buyer's Guide to Buying Property on the Costa de Valencia

Key takeaways

• An area guide to Valencia City, Canet d'en Berenguer, Sagunto, El Puig, Pobla de Farnals, Cullera, Gandía, Oliva, Xeraco and Bellreguard.
• A region where people live and work year round, balancing city life with coastal relaxation for professionals, families, retirees and second-home buyers.
• Lifestyle on the coast: beaches, marinas and golf, alongside international schools and healthcare.
• New build or resale, from modern waterfront developments to apartments in Valencia's historic districts and traditional townhouses.
• The five-step buying process, understanding the buying costs, and Spanish mortgages for overseas buyers.
• Residency and living in Spain, annual running costs, and buying as a long-term investment.

The Costa de Valencia offers a unique combination of Mediterranean living, authentic Spanish culture and one of Europe’s most vibrant cities. Stretching along the coastline of Valencia Province, this region combines wide sandy beaches, charming seaside towns, traditional villages and modern residential developments, all centred around Spain’s third-largest city.

Unlike some coastal regions that are primarily geared towards tourism, the Costa de Valencia is a place where people genuinely live and work throughout the year. It offers an excellent balance between city life and coastal relaxation, making it equally attractive to professionals, families, retirees and second-home buyers.

Whether you’re looking for a luxury apartment overlooking Valencia Marina, a modern villa in Cullera, a beachfront home in Canet d’en Berenguer or a traditional townhouse in Oliva, the Costa de Valencia offers an impressive range of properties and lifestyles.

The region is also exceptionally well connected. Valencia Airport provides regular international flights across Europe, while the city’s high-speed rail network offers fast connections to Madrid, Barcelona and other major Spanish cities. Combined with excellent healthcare, international schools and a thriving economy, the Costa de Valencia continues to attract buyers looking for both lifestyle and long-term value.

Buying property in Spain is often more straightforward than many people expect. With the support of experienced professionals, the process is clear, well-established and secure.

This guide has been created to help you understand the Costa de Valencia property market, compare the different coastal towns and make informed decisions as you begin your search for a home in Spain.

Why Buy Property on the Costa de Valencia?

The Costa de Valencia appeals to buyers looking for more than just sunshine.

Here, Mediterranean beaches sit alongside one of Spain’s most dynamic cities, offering an exceptional quality of life throughout the year.

Valencia itself is consistently recognised as one of Europe’s most desirable places to live. Its combination of historic architecture, modern infrastructure, outstanding gastronomy, green spaces and beautiful beaches creates an enviable lifestyle.

Beyond the city, the coastline becomes progressively quieter, with traditional fishing towns, family-friendly beaches, nature reserves and modern residential communities offering excellent value compared with many better-known Mediterranean destinations.

For buyers, this means you don’t have to choose between city living and coastal relaxation—you can enjoy both.

The Costa de Valencia is particularly popular with buyers who want:

• Excellent international transport links

• A genuine year-round lifestyle

• Beautiful beaches without heavy overdevelopment

• Access to international schools

• Outstanding healthcare

• Strong long-term investment potential

• A vibrant cultural scene

• Excellent restaurants and local cuisine

Whether you’re relocating permanently, buying a holiday home or investing in Spanish property, the Costa de Valencia offers a lifestyle that’s both relaxed and cosmopolitan.

Is the Costa de Valencia Right for You?

One of the greatest strengths of the Costa de Valencia is its diversity.

Some buyers want to be in the heart of a vibrant European city.

Others prefer a peaceful beach town where life moves at a slower pace.

Families often focus on schools and transport, while retirees may prioritise healthcare, walkability and year-round amenities.

Before beginning your search, it’s worth considering:

• Will this be your permanent residence or a second home?

• Would you prefer city life or a quieter coastal town?

• Is walking to the beach important?

• Do you want easy airport access?

• Will children attend an international school?

• Are you looking for rental income as well as personal use?

Understanding how you want to live will help identify the areas that best suit your needs.

Choosing the Right Area

Valencia City

Valencia is one of Europe’s most exciting property markets.

Combining historic architecture with contemporary design, beautiful beaches, extensive parks and a thriving cultural scene, it offers a quality of life that continues to attract buyers from across the world.

Neighbourhoods such as El Pla del Remei, Gran Vía, Ciutat Vella and L’Eixample are known for elegant apartments and historic buildings, while areas like Patacona and Malvarrosa appeal to buyers wanting beachfront living.

Valencia is ideal for professionals, digital nomads, families and buyers looking for a vibrant year-round lifestyle.

Canet d’en Berenguer

Frequently recognised for having one of Spain’s finest beaches, Canet d’en Berenguer offers modern apartments, family-friendly developments and a relaxed coastal atmosphere.

Located around thirty minutes north of Valencia, it has become increasingly popular with both Spanish and international buyers seeking a quieter lifestyle within easy reach of the city.

Sagunto

Sagunto combines Roman history, a medieval old town and an attractive stretch of coastline at Puerto de Sagunto.

The area offers a wide variety of property, from modern apartments near the beach to traditional homes within the historic centre.

Excellent transport links and competitive property prices continue to attract permanent residents.

El Puig

Situated just north of Valencia, El Puig combines historic character with a peaceful residential atmosphere.

Its monastery, beaches and easy rail connections to Valencia make it an increasingly attractive location for buyers looking for a quieter alternative to city living.

Pobla de Farnals

Known for its marina and attractive beaches, Pobla de Farnals offers a relaxed Mediterranean lifestyle within easy commuting distance of Valencia.

Apartments overlooking the marina remain particularly popular with holiday-home buyers.

Cullera

Cullera is one of the Costa de Valencia’s best-known seaside destinations.

Its wide beaches, mountain backdrop and lively town centre make it attractive throughout the year.

The property market ranges from beachfront apartments to luxury hillside villas enjoying panoramic sea views.

Cullera is especially popular with families and retirees seeking an active coastal lifestyle.

Gandía

Gandía combines one of the region’s longest beaches with a vibrant university town and a rich cultural heritage.

The city offers extensive shopping, healthcare, restaurants and year-round amenities.

Nearby Playa de Gandía provides an excellent selection of beachfront apartments and holiday homes.

Gandía represents excellent value compared with many other Mediterranean coastal locations.

Oliva

Situated close to the border with Alicante Province, Oliva combines traditional Spanish life with beautiful beaches and an increasingly attractive residential market.

Luxury golf properties, modern apartments and traditional townhouses all feature prominently.

Oliva Nova has become particularly well known for its golf resort, equestrian facilities and high-quality residential developments.

Xeraco

Xeraco offers a quieter alternative to larger coastal towns.

Its long sandy beaches and relaxed atmosphere make it popular with buyers seeking peace and space while remaining close to Gandía and Valencia.

Bellreguard

Bellreguard is another attractive coastal community offering excellent value and a slower pace of life.

Apartments close to the beach continue to attract second-home buyers looking for affordable Mediterranean living.

Lifestyle on the Costa de Valencia

Life here revolves around enjoying the outdoors.

Breakfast at a local café.

Cycling along the coastline.

Afternoons on the beach.

Fresh seafood lunches overlooking the marina.

Evenings spent exploring historic plazas or enjoying Valencia’s renowned restaurant scene.

The region combines Mediterranean relaxation with all the conveniences of modern city life.

Whether you’re sailing, golfing, walking through orange groves or attending world-class cultural events, there’s always something to enjoy.

Beaches

The Costa de Valencia is home to some of Spain’s finest Blue Flag beaches.

Popular beaches include:

• Playa de la Malvarrosa

• Playa de la Patacona

• Playa de Canet

• Playa de Cullera

• Playa de Gandía

• Playa de Oliva

• Playa de Xeraco

Many offer wide stretches of golden sand, excellent facilities and promenades lined with cafés and restaurants.

Marinas

The coastline features several excellent marinas, including:

• Valencia Marina

• Pobla de Farnals Marina

• Club Náutico Cullera

• Real Club Náutico Gandía

• Oliva Marina

These provide excellent facilities for sailing enthusiasts and contribute to the region’s relaxed coastal lifestyle.

Golf

Golf lovers are well served across the Costa de Valencia.

Popular courses include:

• El Saler Golf Course

• Oliva Nova Golf

• Foressos Golf

• Escorpión Golf Club

• El Bosque Golf

The combination of excellent weather and high-quality courses makes the region attractive throughout the year.

International Schools

The Costa de Valencia is particularly attractive to relocating families thanks to its excellent international education.

Schools include:

• Caxton College

• Cambridge House British International School

• The British School of Valencia

• American School of Valencia

• Mas Camarena International School

These schools offer British, American, International Baccalaureate and bilingual programmes, making the region one of Spain’s strongest destinations for international education.

Healthcare

Healthcare across Valencia Province is excellent.

Valencia is home to several of Spain’s leading hospitals, while private healthcare providers and specialist clinics are widely available throughout the region.

This excellent medical infrastructure is one of the reasons the Costa de Valencia continues to attract international residents.

The Costa de Valencia Property Market

The Costa de Valencia offers one of Spain’s most balanced property markets.

Unlike some heavily tourism-focused coastlines, demand comes from both local Spanish buyers and international purchasers, creating a healthy year-round market.

Buyers can choose from:

• Luxury city apartments

• Beachfront homes

• Contemporary villas

• Golf properties

• Marina apartments

• Traditional townhouses

• Country homes surrounded by orange groves

Whether you’re searching for a holiday apartment, family home or long-term investment, the Costa de Valencia offers excellent diversity, strong infrastructure and an outstanding quality of life.

New Build or Resale – Which is Right for You?

Whether you’re looking for a stylish apartment in Valencia city, a beachfront home in Cullera or a villa overlooking Oliva Nova Golf Resort, one of your first decisions will be whether to buy a new-build property or a resale home.

Both options offer excellent opportunities, and the right choice depends on your lifestyle, budget and long-term plans.

Buying a New Build

The Costa de Valencia has seen significant investment in modern residential developments over recent years, particularly around Valencia’s waterfront, Canet d’en Berenguer, Cullera and Oliva Nova.

New-build homes offer contemporary architecture, energy-efficient construction and low-maintenance living. Many developments include landscaped communal gardens, swimming pools, secure parking and modern facilities designed for year-round living or holiday use.

For buyers wanting a home that’s ready to move into with minimal maintenance, a new-build property can be an excellent choice.

Buying a Resale Property

Resale properties offer something quite different.

Elegant apartments within Valencia’s historic districts, traditional townhouses in Sagunto or Oliva, and established villas in Cullera often provide larger living spaces, mature surroundings and locations that simply can’t be replicated today.

Many buyers also appreciate the character and individuality of older homes, particularly within historic town centres where architecture and local heritage are an important part of everyday life.

Ultimately, the decision comes down to the lifestyle you want rather than whether a property is new or old.

The Buying Process

Buying property in Spain is a well-established and transparent process.

With the right professional guidance, purchasing a home on the Costa de Valencia is usually straightforward and enjoyable.

Step One – Finding the Right Property

Every successful purchase starts by understanding exactly what you’re looking for.

Do you want to be within walking distance of Valencia’s restaurants and cultural attractions?

Would you prefer a beachfront apartment with sea views?

Or perhaps a spacious villa in a quieter coastal community?

Understanding your priorities allows you to focus your search on the properties that best suit your lifestyle.

Step Two – Making an Offer

Once you’ve found the right property, your estate agent will negotiate with the seller on your behalf.

After a purchase price has been agreed, the property is usually reserved while the legal work begins.

Step Three – Independent Legal Advice

Your independent Spanish lawyer will carry out all the legal checks before you become legally committed to the purchase.

They will verify ownership, review the property’s documentation and ensure everything is in order before completion.

This is one of the most important stages of the buying process and gives buyers complete confidence that they are purchasing securely.

Step Four – Signing the Private Purchase Contract

Once the legal work is progressing satisfactorily, a private purchase contract is signed and the agreed deposit is paid.

Your lawyer continues preparing the transaction ready for completion.

Step Five – Completion

Completion takes place before a Spanish Notary.

Ownership officially transfers to you, the remaining balance is paid and you receive the keys to your new property.

Your lawyer then completes the registration process and any remaining administrative formalities.

Understanding the Buying Costs

Alongside the agreed purchase price, buyers should budget for taxes and professional fees.

These typically include:

• Property Transfer Tax (for resale properties)

• VAT and Stamp Duty (for new-build homes)

• Legal Fees

• Notary Fees

• Land Registry Fees

• Mortgage costs (where applicable)

As a general guide, buyers often allow around 10–13% of the purchase price to cover acquisition costs, although the exact amount depends on the property and your personal circumstances.

Before contracts are signed, your lawyer will provide a detailed breakdown so you know exactly what to expect.

Can I Get a Spanish Mortgage?

Yes.

Spanish banks regularly offer mortgages to overseas buyers.

Whether you’re purchasing a holiday apartment in Valencia, a retirement home in Gandía or a villa in Cullera, there are mortgage products available for both residents and many non-residents.

The amount you can borrow depends on several factors, including:

• Your income

• Existing financial commitments

• Residency status

• The property’s valuation

Obtaining mortgage advice early allows you to establish a realistic budget before beginning your property search.

Residency and Living in Spain

Buying property in Spain does not automatically give you residency.

If you’re an EU citizen, you can live in Spain subject to the relevant registration requirements.

If you’re from the UK, USA or another non-EU country, there are several residency routes depending on your personal circumstances.

These include:

• Non-Lucrative Visa

• Digital Nomad Visa

• Employment Visas

• Business or Entrepreneur Visas

• Family Residency

The Estates works with trusted immigration professionals who can explain the options available and help you understand which route may be most suitable.

Healthcare

One of the Costa de Valencia’s greatest strengths is its healthcare.

Valencia is home to several of Spain’s leading hospitals, alongside an extensive network of health centres and specialist clinics.

Private healthcare is also widely available, with many international residents choosing private medical insurance for additional flexibility and access to English-speaking professionals.

Whether you’re relocating permanently or spending part of the year in Spain, excellent healthcare is never far away.

Annual Running Costs

Owning property on the Costa de Valencia is generally affordable when compared with many northern European destinations.

Typical annual costs include:

• Local Property Tax (IBI)

• Community Fees (where applicable)

• Home Insurance

• Utilities

• Internet

• Garden and Pool Maintenance (for villas)

Your lawyer and estate agent will explain these ongoing costs before completion so you have a clear understanding of annual ownership expenses.

Buying as an Investment

The Costa de Valencia has become increasingly attractive to property investors.

Unlike destinations that rely almost entirely on seasonal tourism, Valencia Province benefits from a strong year-round economy, a growing international population and consistent demand from both Spanish and overseas buyers.

Holiday rentals remain popular in beachside towns such as Cullera, Gandía and Oliva, while Valencia city continues to attract professionals, students, digital nomads and long-term tenants.

For buyers considering rental income, understanding the local regulations and licensing requirements is essential before purchasing.

With careful planning and the right advice, property on the Costa de Valencia can provide both lifestyle benefits and long-term investment potential.

Why Buy Through The Estates?

Buying property abroad should be an exciting experience.

At The Estates, our aim is to make every stage of the journey straightforward, transparent and enjoyable.

We begin by understanding exactly what you’re looking for—not simply the type of property, but the lifestyle you want to enjoy.

Whether that’s a city apartment close to Valencia’s restaurants, a beachfront home overlooking the Mediterranean or a family villa near an international school, we’ll help you identify the locations and properties that best match your needs.

Once you’ve found the right home, we continue supporting you throughout the buying process.

We work alongside trusted independent lawyers, mortgage advisers, currency specialists, tax professionals and relocation experts, helping coordinate every stage from your first viewing through to completion.

Our role is to simplify the process, answer your questions and provide the reassurance that comes from local knowledge and experienced guidance.

Frequently Asked Questions

Can foreigners buy property on the Costa de Valencia?

Yes. Overseas buyers can purchase property in Spain without restrictions in most cases.

Is Valencia a good place to live?

Valencia is widely regarded as one of Europe’s most liveable cities thanks to its climate, beaches, culture, healthcare and excellent infrastructure.

Do I need an NIE number?

Yes. All overseas buyers require an NIE (Foreigner Identification Number) to purchase property in Spain.

Can I buy before moving to Spain?

Absolutely. Many buyers purchase a holiday home before deciding to relocate permanently.

How long does the buying process take?

Most purchases complete within six to twelve weeks, depending on the legal process and individual circumstances.

Can I complete the purchase remotely?

Yes. Your lawyer can often complete the purchase on your behalf using a Power of Attorney.

Should I appoint my own lawyer?

Yes. An independent lawyer acts solely in your interests and provides valuable peace of mind throughout the transaction.

Can overseas buyers obtain a mortgage?

Yes. Spanish banks regularly lend to non-resident buyers, subject to lending criteria.

Are there international schools?

Yes. Valencia is home to several highly regarded international schools offering British, American, International Baccalaureate and bilingual education.

Is healthcare good?

Yes. Valencia Province offers excellent public and private healthcare, with some of Spain’s leading hospitals located within the city.

Which areas are best for families?

Valencia, El Puig, Canet d’en Berenguer and parts of Gandía are all popular with families thanks to their schools, healthcare and year-round amenities.

Which areas are best for luxury property?

Valencia city, Cullera, Oliva Nova and selected coastal developments offer some of the region’s most prestigious homes.

Can I rent out my property?

Yes, although holiday rentals are subject to local regulations and licensing requirements.

Is the Costa de Valencia good for retirement?

Yes. The region combines excellent healthcare, beautiful beaches, a mild climate and a relaxed Mediterranean lifestyle.

Is property likely to remain a good long-term investment?

The Costa de Valencia benefits from a strong local economy, international demand and continued investment, making it one of Spain’s most resilient and attractive property markets.

Your Costa de Valencia Journey Starts Here

Whether you’re drawn to the energy of Valencia city, the golden beaches of Gandía, the marina at Pobla de Farnals or the relaxed atmosphere of Canet d’en Berenguer, the Costa de Valencia offers an exceptional lifestyle that combines Mediterranean living with all the benefits of a modern European region.

Buying a property here is about more than owning a home. It’s about embracing a new way of life, where beautiful beaches, world-class cuisine, rich culture and excellent infrastructure become part of your everyday routine.

At The Estates, we’re here to help you make that move with confidence.

From helping you choose the right location to introducing trusted legal and financial professionals, we’ll support you throughout every stage of your property journey.

Whether you’re searching for your first holiday apartment, a family home, a retirement property or a long-term investment, we’d be delighted to help you find the perfect place on the Costa de Valencia.